Kreedix / Price list
See Kreedix's service prices alongside separate court and bailiff fees. Each service page explains its conditions in more detail.
Kreedix services
These are Kreedix's fees and the maximum possible purchase price for a claim. Statutory fees are shown separately on the relevant service pages.
The percentages are calculated on the original principal, except the interest-invoice success fee. Minimum collection fee: €40 + VAT. See the service page for when the client fee applies.
Debt collection pricing ↗This is separate from submitting a claim for debt collection.
Publication conditions ↗The hourly rate is for agreed additional work. State fees are separate.
Prices and state-fee calculator ↗The state fee for a creditor's bankruptcy petition is separately €420; the court may also require a deposit.
Conditions and prices ↗Statutory bailiff fees are separate. The creditor may be asked for an advance.
Bailiff fee calculator ↗We quote by country, claim and procedure. The proposal separately identifies possible translation, local-partner, court and enforcement costs.
Request a country-specific quote ↗Up to 40% of the principal
This is the possible amount Kreedix pays you, not a service fee. We assess each claim separately and itemise its percentage and price in a portfolio offer.
How the purchase price is set ↗How billing works
€ 0
For a business debt, the debtor normally pays recoverable collection costs and the client's service fee is €0.
When can a client fee arise? A fee of 6–10% of the original principal + VAT applies only when the debtor pays the principal, then is deregistered or enters bankruptcy, and collection costs remain unpaid. Client-initiated withdrawal also costs 6–10%, except when the debtor company is in liquidation or bankruptcy.
Submit a claim ↗Separate from debt collection.
6–14%of the principal
min. €40 + 24% VAT
We seek justified and legally recoverable costs from the debtor. This is not an automatic charge to the client or the debtor.
Billing terms ↗State fees, bailiff fees and foreign-partner costs are separate from Kreedix's service prices.
Back to all prices ↗The 6–14% business rate does not apply. While the contract is in force, one paid reminder is capped at €5 after at least one free reminder.
After the contract ends, total caps depend on the claim amount. These are upper limits, not automatic fees. Letter fees and intervals are also restricted.
All limits and legal basis ↗Per consumer contract, under § 113² of the Estonian Law of Obligations Act. The client's fee for consumer-debt work is agreed separately.
The agreed rate on the invoice or contract applies. If none has been agreed, the statutory rate applies.
Example: if €100 is received on an interest invoice, Kreedix's success fee is €50 + VAT.
Legal basis ↗Calculated only on amounts received on late-payment interest invoices. VAT is added.
Kreedix service prices exclude VAT unless stated otherwise. State fees are not subject to VAT. Submitting a claim or starting proceedings does not guarantee recovery.