Claim to the trustee
After bankruptcy is declared, a claim normally must be submitted within two months of the first bankruptcy notice in Official Announcements.
Claims in bankruptcy ↗Kreedix / Creditors
Bankruptcy, restructuring and liquidation
Know the procedure, deadline and next step for your claim.
We help creditors prepare a bankruptcy warning or petition, submit a claim in bankruptcy or liquidation, and assess its treatment in restructuring.
Send the notice and claim details ↗First question
Which procedure has begun?
Check the official notice and its publication date before preparing documents. Different procedures have different deadlines.
Check the claim and plan
Review the recorded amount and security, then respond within the deadline in the notice.
Creditor rights ↗Notify the liquidator
For a private or public limited company, report the claim and evidence within four months of the liquidation notice.
Claims in liquidation ↗Bankruptcy
Has bankruptcy already been declared?
If so, submit a claim to the trustee. If not, we first assess the claim, insolvency evidence and legal requirements for a creditor's petition.
Company already bankrupt
State the basis, amount and any security. Attach contracts, invoices, payment records and other evidence. A claim is still needed even if you initiated the case or hold a judgment.
The usual two-month deadline starts with the first bankruptcy notice. Restoring a missed deadline requires a legally valid reason.
Creditor's bankruptcy petition
One unpaid invoice does not automatically establish permanent insolvency. One statutory ground involves a due obligation unpaid for at least 30 days, a written bankruptcy warning and another ten days without payment. Other grounds include unsuccessful enforcement. We assess evidence and cost risk before filing.
Petition price and state fee ↗Restructuring
Do not silently accept an incorrect claim amount.
Restructuring aims to keep the business operating while changing obligations under a plan. Check the amount and security shown in the list, and the deadline to notify the restructuring adviser of inaccuracies.
We check principal, ancillary claims and security, assess the effect of the plan and help prepare a position or vote. A restructuring plan does not mean the debt has been paid.
A creditor may submit a restructuring petition only with the company's written consent.
Price for a position ↗Liquidation
Closing a company does not erase its debt.
The liquidator must notify known creditors. For a private or public limited company, report the basis, amount and evidence within four months of publication. Keep proof of sending.
A known claim must be considered even if the creditor did not notify it on time, but early submission helps ensure the liquidator's records are correct. If assets cannot cover creditor claims, the liquidator must petition for bankruptcy.
Price for notifying the liquidator ↗To begin
Send the notice and claim calculation.
We need the debtor's name and register code, the official notice, the amount and due date, contracts, invoices, payment history and information on any security or earlier proceedings.
Include the deadline stated in the notice. If it is close, flag this in your email subject.
Prices
Know what you pay for.
Fixed Kreedix fees below exclude VAT. State fees and any court deposit are separate.
| Kreedix service | Price |
|---|---|
| Bankruptcy warning | €49 + VAT |
| Creditor's bankruptcy petition | €290 + VAT |
| Claim in bankruptcy | €69 + VAT |
| Claim to a liquidator | €69 + VAT |
| Position on a claim or security in restructuring | €149 + VAT |
A fixed price covers review of the documents for one ordinary claim and preparation of the named document. We also send a claim notice to the liquidator. Extensive analysis, disputes and representation throughout proceedings are quoted separately before work begins.
€420
State fee for a creditor's bankruptcy petition
Paid to the court separately from Kreedix's €290 fee. It does not apply to an ordinary claim filed with the bankruptcy trustee.
As ordered by the court
Possible deposit
The court may require a deposit for the interim trustee and proceedings costs.
Frequently asked questions
What should a creditor do first?
Identify the procedure, preserve the notice and check the deadline. Then gather the claim calculation and supporting documents.
Must I submit a claim if I already have a judgment?
Yes, submit it to the trustee in the bankruptcy procedure with the judgment and calculation.
What if I miss the bankruptcy deadline?
Restoring the deadline requires a legally valid reason. Contact us promptly with the notice and timeline.
Can any unpaid invoice support a bankruptcy petition?
No. The court requires statutory grounds and evidence of insolvency. A warning may be one step.
Does restructuring cancel the debt?
No. It may change how and when the claim is paid under the plan. Check the recorded amount and security.
What if the company has no assets in liquidation?
The liquidator must assess insolvency and, where required, petition for bankruptcy. Recovery depends on the available assets and priority of claims.
Are state fees included in Kreedix's prices?
No. The €420 state fee for a creditor's bankruptcy petition and any court deposit are separate from our €290 + VAT preparation fee.
Next step
Act before the claim deadline passes.
Send the official notice, claim amount and documents. We will identify the next step.
Send your documents ↗All services ↗